Mortgage Foreclosure
Generally, foreclosure is the legal process in New York through which a lender, mortgage company or other secured lienholder sells an owner’s real property via public auction in order to satisfy a debt or other legal obligation.
The protracted recession has spurred a significant increase in foreclosures. Many property owners have found themselves facing foreclosure through no fault of their own. Some have become unemployed through layoffs. Others have experienced increased monthly payments due to interest rate or assessment adjustments. Regardless of your situation, David M. Namm & Associates, LLC can help you defend against a foreclosure action. We can also guide you through alternatives to foreclosure, such as a short sale, loan modification, and/or deed-in-lieu of foreclosure.
In addition to defending against foreclosure cases, David M. Namm & Associates, LLC is experienced at prosecuting foreclosure actions. So, if you are a private investor, lender, or mortgage holder in need of assistance foreclosing upon a borrower, we can also help you.
Attorney David M. Namm is experienced in representing clients in foreclosure actions, including:
Mortgage Foreclosure Defense
Mortgage Foreclosure Prosecution
Foreclosure Mediation
Foreclosure Alternatives
Loan Modifications
Short Sales
Deed-in-Lieu of Foreclosure
Home Affordable Modification Program (HAMP)
Home Affordable Refinance Program (HARP)
Deficiency waivers
Loan workouts
Tenants affected by a landlord’s foreclosure
Homeowner and Condominium Associations affected by an owner’s foreclosure
Community Association Assessment Lien Foreclosures
Construction Claim of Lien Foreclosures
Third-Party Lienholders affected by Foreclosures
If you are in need of legal assistance concerning a foreclosure matter, please contact David M. Namm & Associates, LLC today at (516) 375-5401 to schedule a confidential telephone consultation to discuss your options with a foreclosure attorney.